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Counting a hand: only the last digit

Lesson 2 of 24 · Foundations · 4 min

Tens are zero, and you drop the tens digit.

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Baccarat totals are tiny. Every hand is worth 0 to 9.

Card Value
Ace 1
2 to 9 Face value
10, Jack, Queen, King 0

To total a hand, add the cards and keep only the last digit:

  • = 9.
  • = 15 → 5.
  • = 0 + 0 = 0. (Players call this "baccarat", the worst hand.)
  • = 16 → 6.

You can never "bust" in baccarat, and a hand never goes above 9. A third card is added the same way: is 5, and a makes it 8.

A two-card total of 8 or 9 is a natural: the best start you can have. When either hand has a natural, the hand is over at once. Nobody draws. The next lesson starts there.

Quiz

What is worth?

  1. 15
  2. 5
  3. 7
  4. 1
Show the answer

B: 5. 8 + 7 = 15, and you keep the last digit: 5.

Quiz

What is worth?

  1. 19
  2. 9
  3. 0
  4. 10
Show the answer

B: 9. The queen is 0, so the hand is 9: a natural.

Quiz

A hand is and draws . What's the total?

  1. 0
  2. 10
  3. 20
  4. 4
Show the answer

A: 0. 6 + 4 = 10, which is 0. Adding a king (0) keeps it at 0.

Quiz

Which two-card totals are naturals?

  1. 9 only
  2. 8 and 9
  3. 7, 8 and 9
  4. Any pair
Show the answer

B: 8 and 9. A natural is 8 or 9 on the first two cards. It ends the hand at once.

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