Checkpoint: rules and the best bet
The third-card rule and the lowest-edge bet, all together.
Open this lesson in baccaratton — free, play money
A quick check before the practical chapter. The first scene deals random hands until you make three right Banker calls, stopping at each Banker decision for you to call. The second puts you at a table you haven't played yet: place the lowest-edge bet. The quiz mixes everything from lessons 1–12.
Show the math: Two ways to quote the same edge
You may see the Banker edge quoted as 1.17% and Player as 1.36%. Those figures leave ties out: they are the loss per bet that was decided (won or lost). This app counts every hand you bet, ties included as pushes, which gives 1.06% and 1.24%. That's the figure that turns straight into money per hand. Per resolved bet: Banker 21516253449/1840320169690 ≈ 1.1692%, Player 7535923321/552096050907 ≈ 1.3650%.
Quiz
Player draws a . Banker has . What does the Banker do?
- Draws
- Stands
Show the answer
A: Draws. Banker has 5 (6 + 9 = 15). Banker 5 draws on a Player third card of 4 to 7, and a 4 is in range.
Quiz
You bet $40 on Banker at a 5% commission table and win. What are you paid?
- $40
- $38
- $36
- $42
Show the answer
B: $38. $40 less $2 commission.
Quiz
Which table offers the cheapest Banker bet of these?
- Super 6
- EZ Baccarat
- 8 decks, 5% commission
- They're identical
Show the answer
B: EZ Baccarat. EZ 1.02% < standard 1.06% < Super 6 1.46%.
Quiz
Banker 6, and the Player stood on 7. What happens?
- Banker draws
- Banker stands and loses 7 to 6
- Tie
Show the answer
B: Banker stands and loses 7 to 6. When the Player stood, the Banker stands on 6 and 7.
Quiz
Why is the Tie bet a poor choice at 8 to 1?
- Ties are rare
- It pays less than the fair 9.5 to 1
- It's not allowed with Banker bets
- It has a commission
Show the answer
B: It pays less than the fair 9.5 to 1. Ties come about 1 in 10.5, so 8 to 1 leaves a 14.36% edge.