Know the Oddsbaccaratton

Pairs and the Dragon Bonus

Lesson 20 of 24 · Perfect strategy III: fun per dollar · 7 min

Pairs pay 11:1 but cost 10%. Dragon Bonus on Player is the cheapest side bet.

Open this lesson in baccaratton — free, play money

Side bets are optional bets placed next to your main bet. They pay more, they hit less, and they cost more.

Player Pair / Banker Pair. Wins if that hand's first two cards are the same rank: yes, no (different ranks, even though both count 0). Pays 11 to 1. A pair turns up about once in 13.4 hands per side, so a fair payout would be about 12.4 to 1. At 11 to 1 the edge is 10.36% with 8 decks, and 11.25% with 6. Fewer decks mean fewer cards of each rank, so pairs are rarer.

Dragon Bonus. Pick a side (Player or Banker). It pays if your side wins convincingly:

Your side… Pays
wins with a natural (8 or 9 on two cards) 1 to 1
ties with a natural push
wins without a natural by 9 points 30 to 1
… by 8 10 to 1
… by 7 6 to 1
… by 6 4 to 1
… by 5 2 to 1
… by 4 1 to 1
anything else (smaller win, loss, other tie) loses

On Player the edge is 2.65%, the cheapest side bet in this app. On Banker it's 9.37%, matching the Wizard of Odds analysis. Why the difference? The Banker's drawing rule wins a lot of close hands, and close wins don't pay here. When the Player wins, it wins by a wide margin a bit more often.

Side bet Edge $5 a hand for an hour
Dragon Bonus, Player 2.65% $9.55
Dragon Bonus, Banker 9.37% $33.74
Player Pair or Banker Pair 10.36% $37.30
Show the math: Dragon Bonus on Player, exactly (8 decks)

P(Player wins with a natural) = 74989984/461223945 ≈ 16.259%. P(natural tie) = 1648498/92244789 ≈ 1.787%. P(Player wins without a natural by m), m = 4…9: 3.737%, 3.324%, 2.826%, 1.792%, 0.682%, 0.368%. EV = 1·P(nat win) + Σ payₘ·P(win by m) − P(lose) = −103547854751/3904998652737 ≈ −2.6517%. Pairs: P(pair) = 13 · 32 · 31 / (416 · 415) = 31/415, so EV = 12 × 31/415 − 1 = −43/415 ≈ −10.3614%. With 6 decks: 23/311, EV −35/311 ≈ −11.2540%.

Quiz

Player's first two cards are . Does Player Pair win?

  1. Yes, both count 0
  2. No, they're different ranks
Show the answer

B: No, they're different ranks. A pair means the same rank. K and Q are different, even though both are worth 0.

Quiz

Player wins 7 to 2 with three cards each. What does Dragon Bonus on Player pay?

  1. 1 to 1
  2. 2 to 1
  3. 4 to 1
  4. It loses
Show the answer

B: 2 to 1. A non-natural win by 5 pays 2 to 1.

Quiz

Which side bet has the lowest edge on the default table?

  1. Player Pair
  2. Dragon Bonus on Banker
  3. Dragon Bonus on Player
  4. Tie
Show the answer

C: Dragon Bonus on Player. Dragon Bonus Player: 2.65%.

Quiz

Banker wins 9 to 8 with two naturals. What does Dragon Bonus on Banker pay?

  1. 30 to 1
  2. 1 to 1
  3. Push
  4. It loses
Show the answer

B: 1 to 1. A win with a natural pays 1 to 1, whatever the margin.

Open this lesson in baccaratton — free, play money