The Banker bet
Bet that the Banker hand finishes closer to 9. Pays 1 to 1 less 5% commission; a tie pushes.
Payout and house edge
| Table | Pays | House edge | Rating | Wins |
|---|---|---|---|---|
| Punto Banco (5% commission) | Pays 1 to 1, less 5% commission | 1.058% | Good bet | 45.86% |
| EZ Baccarat (no commission) | Pays 1 to 1; a Banker win with a 3-card 7 pushes | 1.018% | Good bet | 43.61% |
| Super 6 (Banker 6 pays half) | Pays 1 to 1; a Banker win with 6 pays 1 to 2 | 1.458% | Good bet | 45.86% |
House edge per bet placed, exact for a full 8-deck shoe.
Counting only decided hands (ties excluded): 1.169%.
How it works
You bet before the deal. If the Banker hand ends with the higher total, you win 1 to 1 less 5% commission: a $20 win pays $19. Commission is charged only on wins.
If the Player wins, you lose the bet. On a tie your bet pushes and comes back.
The Banker acts last, after seeing whether the Player drew, so it wins a little more often. The commission takes most of that advantage back, but not all of it.
In EZ Baccarat there is no commission, but a Banker win with a three-card 7 pushes. In Super 6 there is no commission, but a Banker win on a total of 6 pays only 1 to 2 (half).