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Is the baccarat Tie bet worth it?

No. A tie comes 9.52% of the time (about 1 hand in 10.5), but Tie pays only 8 to 1, so its house edge is 14.36%, about 14 times the Banker bet's 1.06%. Where Tie pays 9 to 1 the edge is 4.84%, still far dearer than Banker. To break even, Tie would have to pay about 9.51 to 1.

Bet that both hands end on the same total. Pays 8 to 1, and loses when either hand wins.

Payout and house edge

The Tie bet: payout and house edge by table
TablePaysHouse edgeRatingWins
Punto Banco (5% commission), Tie 8 to 1Pays 8 to 114.360%Sucker bet9.52%
Punto Banco (5% commission), Tie 9 to 1Pays 9 to 14.844%Fair9.52%
EZ Baccarat (no commission), Tie 8 to 1Pays 8 to 114.360%Sucker bet9.52%
EZ Baccarat (no commission), Tie 9 to 1Pays 9 to 14.844%Fair9.52%
Super 6 (Banker 6 pays half), Tie 8 to 1Pays 8 to 114.360%Sucker bet9.52%
Super 6 (Banker 6 pays half), Tie 9 to 1Pays 9 to 14.844%Fair9.52%

House edge per bet placed, exact for a full 8-deck shoe.

How it works

You bet before the deal. If both hands finish on the same total, the Tie bet wins 8 to 1: a $5 Tie bet wins $40, and your $5 comes back too.

If either hand wins, the Tie bet loses. Player and Banker bets on the same hand simply push.

Some tables pay 9 to 1 on a Tie (Tie pays in Settings). It is still much dearer than Player or Banker.

Try the Tie bet in baccaratton — free, play money

Lesson: Who gets paid: commission, ties and pushes